Strategic: DIY, ranked by Sharpe

for period ending August 31, 2026

More ways to view this list of Portfolio Recipes:
Recipe Summary Page (Total Return with Maximum Drawdown Scatterplots)
by Return: Total Return (1, 3, 5, 10, 15, 20 years), Historical Return (past 5 years)
by Risk vs. Return: Risk vs. Return Compass, M-Squared, Alpha, Sharpe Ratio, Sortino Ratio, Treynor Ratio
by Volatility / Risk: Maximum Drawdown, Standard Deviation, Downside Deviation, Beta
by Peer Group: Strategic: DIY, Tactical: DIY, Tactical: Managed

Sharpe is a measure of risk-adjusted return that uses standard deviation and average returns. Higher is better.

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Portfolio Recipes: Strategic: DIY Peer Group
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      Sharpe   Total Return, annualized
Recipe Name ID Category 1 year 3 year 5 year 10 year 15 year 20 year   1 year 3 year 5 year 10 year 15 year 20 year
    Group average  
 
U.S. Total Bond Market BND Benchmark -0.55 -0.04 -0.68 -0.23 0.04 0.29   1.8% 4.1% -0.4% 1.4% 2.0% 3.1%
S&P 500 SPY Benchmark 1.19 1.21 0.54 0.82 0.92 0.66   20.2% 20.9% 12.7% 15.3% 15.0% 11.3%
Strategic 50-50 s.5050 Balanced 0.96 0.90 0.16 0.58 0.77 0.65   10.9% 12.2% 5.7% 8.2% 8.4% 7.4%
Strategic 60-40 Portfolio s.6040 Benchmark 1.04 0.98 0.25 0.64 0.81 0.65   12.7% 13.9% 6.9% 9.5% 9.7% 8.2%
7Twelve Israelson s.712 Balanced 1.80 1.00 0.26 0.46 0.46     18.7% 13.2% 7.0% 7.6% 6.4%  
Couch Potato: Scott Burns s.couc Balanced 0.87 0.94 0.18 0.61 0.75 0.63   10.3% 12.1% 6.0% 8.6% 8.5% 7.5%
Ben Graham 50-50 s.grah Balanced 1.30 0.90 0.17 0.43 0.57 0.45   11.9% 11.8% 5.9% 6.8% 6.9% 6.0%
Safe Haven Portfolio s.have Balanced 0.89 1.17 0.41 0.52 0.52     14.8% 16.7% 9.0% 8.0% 6.8%  
Six Ways from Sunday s.lazy Balanced 1.60 0.89 0.30 0.42 0.47     16.5% 12.6% 7.7% 7.5% 7.0%  
ETF Moderate s.mode Balanced 1.07 0.89 0.12 0.49 0.60     13.0% 12.8% 5.4% 7.8% 7.7%  
David Swensen inspired s.swen Balanced 0.96 0.74 0.07 0.44 0.61     13.0% 12.5% 4.6% 7.6% 8.3%  
Lazy: Ultimate Buy & Hold s.buyh Balanced 1.13 0.82 0.09 0.42 0.52 0.43   13.1% 11.5% 5.0% 6.6% 6.5% 5.9%
Lazy: Coffeehouse s.coff Balanced 1.02 0.68 0.05 0.40 0.59 0.47   11.6% 10.9% 4.5% 6.8% 7.5% 6.5%
Lazy: Margaritaville s.marg Balanced 1.19 1.09 0.22 0.56 0.61 0.48   15.4% 14.6% 6.7% 8.8% 8.1% 6.9%
Lazy: Smart Money s.smar Balanced 1.19 0.92 0.19 0.50 0.64 0.49   13.0% 12.2% 6.1% 7.6% 7.7% 6.6%
Strategic 70-30 Portfolio s.7030 High Equity 1.10 1.04 0.33 0.69 0.83 0.65   14.6% 15.6% 8.1% 10.9% 10.9% 9.0%
Strategic 80-20 Portfolio s.8020 High Equity 1.14 1.09 0.39 0.72 0.85 0.65   16.4% 17.3% 9.3% 12.2% 12.2% 9.8%
ETF Aggressive s.aggr High Equity 1.20 0.98 0.24 0.54 0.54     16.3% 15.0% 7.0% 9.5% 8.4%  
Ben Stein inspired s.bens High Equity 1.54 1.27 0.43 0.64 0.67 0.50   19.5% 16.7% 9.5% 10.3% 9.3% 7.6%
Low Volatility Portfolio s.lowv High Equity 0.73 0.95 0.08 0.40       7.7% 9.5% 4.8% 5.4%    
Lazy: Aronson s.aron High Equity 1.14 0.92 0.15 0.50 0.61 0.49   16.5% 14.5% 5.7% 8.5% 8.4% 7.4%
Lazy: No Brainer s.nobr High Equity 1.18 0.95 0.25 0.55 0.65 0.49   14.8% 14.8% 7.1% 9.4% 9.4% 7.7%
Lazy: Second Grader s.seco High Equity 1.29 1.21 0.41 0.68 0.74 0.54   19.8% 18.8% 9.7% 11.9% 11.3% 8.8%
Lazy: Yale Unconventional s.yale High Equity 0.92 0.74 0.05 0.42 0.59 0.47   12.6% 12.5% 4.3% 7.4% 8.1% 7.1%
Harry Browne inspired s.brow Low Equity 0.90 1.07 0.22 0.53 0.58 0.70   12.9% 13.7% 6.3% 7.0% 6.1% 7.1%
Ray Dalio inspired s.dali Low Equity 1.09 0.80 -0.05 0.37 0.47     10.1% 9.7% 3.7% 5.4% 5.1%  
Ivy Portfolio s.ivyp Low Equity 1.92 1.05 0.28 0.53 0.51     20.2% 13.8% 7.3% 8.4% 7.0%  
No Equity Portfolio s.noeq Low Equity 0.69 0.72 0.04 0.27 0.36 0.48   12.6% 13.2% 4.2% 5.4% 5.4% 7.1%
Permanent Plus s.plus Low Equity 0.71 1.12 0.30 0.64 0.65 0.75   13.4% 17.2% 7.7% 9.6% 8.3% 9.4%
Black Swan Hyperinflation s.swan Low Equity 1.62 1.16 0.80 0.59 0.25     34.6% 19.3% 15.4% 10.3% 4.5%  
Talmud Dividend Equities s.talm Low Equity 0.95 1.05 0.43 0.57 0.60 0.57   17.4% 17.8% 10.0% 9.6% 8.8% 9.0%
Worst Case Scenario s.wors Low Equity 0.24 0.28 -0.52 -0.17 -0.42     5.0% 5.7% 1.1% 1.7% -0.6%  
Talmud with Blue Chip s.talc Low Equity 0.71 0.60 0.03 0.40 0.60 0.48   9.2% 10.3% 4.2% 6.8% 7.7% 6.9%
Talmud Broad Market s.talb Low Equity 0.77 0.67 0.06 0.41 0.62 0.47   10.2% 11.5% 4.5% 7.2% 8.3% 7.2%
Talmud with Small Cap s.tals Low Equity 0.94 0.56 0.01 0.32 0.50 0.38   12.3% 10.7% 3.8% 6.2% 7.2% 6.2%
Talmud Equities and Gold s.talg Low Equity 1.14 1.34 0.51 0.69 0.68 0.62   19.8% 21.0% 11.2% 11.3% 9.9% 9.8%