Lazy Portfolio: Dr. Bernstein's No Brainer

for period ending July 31, 2025


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  Overview

s.nobr is the Recipe ID for this portfolio recipe

This Recipe ID appears in the scatterplots and comparisons below.

Portfolio Recipe Provider   VizMetrics (www.vizmetrics.com)

Description   Lazy Portfolio: Dr. Bernstein's No Brainer gives investors access to an easy-to-implement, fixed allocation portfolio that uses a high equity approach. This portfolio recipe uses mutual funds and implements a Strategic Asset Allocation based on a high-equity approach which uses a 75% equity allocation..

Category   Strategic: DIY. This recipe builds a strategic, do-it-yourself portfolio. This recipe uses a fixed, static allocation.

Ingredients Used   This portfolio recipe invests in mutual funds.

Peer Group   Strategic: DIY


You can see how this recipe has performed compared to its peers by clicking on any "Rank: Group" link in the Compare sections, below.

Methodology   This portfolio recipe uses a strategic (also called static, passive, or fixed) allocation for each of the four ETFs in this portfolio recipe. The four ETFs each represent an asset class. The steps to create this portfolio recipe are as follows:

  1. VizMetrics identifies the four asset classes corresponding to the Lazy Portfolio: Dr. Bernstein's No Brainer methodology.

  2. VizMetrics chooses a mutual fund to represent each of the four asset classes.

  3. VizMetrics assigns a weighting (percent allocation) to each of the four mutual funds.

Cost   Access to this portfolio recipe is included at no extra charge as part of your VizMetrics Investor subscription. You can invest in this portfolio recipe using the Recipe Ingredients listed below at your favorite brokerage. See How to Invest, below.



  How to Invest

For step-by-step instructions on buying the underlying funds, see the article "How to Invest"

Recipe ingredients, updated July 31, 2025 and used for August 2025 allocation:

🔒 Exact Portfolio Weights Locked

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  How to Rebalance

Rebalancing steps
You need to update this portfolio each month to adhere to this portfolio's recipe. See How to rebalance your portfolio



  Compare: Total Return

for period ending July 31, 2025

5-year graph

● s.nobr ● Global equities (ACWI) ● U.S. equities (SPY) ● U.S. bonds (BND) ● 60% Equity / 40% Bonds (s.6040)
Total Return (Compound Annual Growth Rate)
  YTD      1 year 3 year 5 year 10 year 15 year 20 year
s.nobr 8.1% 0.2% 10.1% 10.6% 9.3% 7.8% 8.9% 7.3%
Peer Group* average
60% Equity / 40% Bonds 6.4% 1.3% 10.7% 10.4% 8.6% 8.6% 9.4% 7.8%
Global Equities (ACWI) 11.5% 1.1% 15.8% 15.1% 12.8% 10.2% 10.1%  
U.S. Equities (SPY) 8.5% 2.3% 16.2% 17.0% 15.8% 13.6% 14.4% 10.5%
U.S. Bonds (BND) 3.8% -0.3% 3.4% 1.6% -1.2% 1.6% 2.2% 3.1%
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 11.7376192721032% 0.588670238339606% 17.2036341066328% 13.4675680839139% 10.9391412178915% 10.3800722400601% 10.1210001849578% 9.7935112018289%
s.tals 1.68461701254861% 0.555302447092381% 2.3417941363461% 4.08346770219052% 6.04837718105338% 5.25529468497565% 6.82615592737137% 5.8628038017712%
s.talb 4.72330747752732% 0.704753006996073% 7.18783336379998% 6.30193302060469% 6.69374944005456% 6.90232911604953% 8.30646920391402% 7.0701603579191%
s.talc 3.71545223826919% -0.0280425731653889% 5.56620275856852% 5.21320477600398% 6.25181643949428% 6.51660946764563% 7.69140117607925% 6.84724199800768%
s.wors 6.90000529367516% -0.895881789103409% 8.66915517533091% 0.12483804780179% 0.13802317243703% 1.26625946935031% -0.418613229941212% 0%
s.talm 10.5762140399187% 0.127452988919121% 13.1170214709136% 10.1210597140449% 9.8076351958613% 9.27105998211679% 9.06226858968329% 0%
s.swan 13.4776109611003% 1.15871217281946% 11.3286113098772% 9.70814164689346% 11.8328075794324% 7.37501459028582% 3.80873650498412% 0%
s.plus 12.4747766128022% 0.658249267014142% 17.3779538356729% 12.7783850166971% 5.78057516812014% 9.47033393175236% 9.06296445878194% 9.34954347270933%
s.noeq 9.39542877633515% -0.554483889701719% 9.90660908065444% 5.5538345875958% 2.14849043239507% 5.69086165626282% 6.09723371638027% 7.3812976631733%
s.ivyp 7.47702510427417% 0.759598953670746% 8.12290283609203% 5.71056437966633% 8.63080064531887% 6.580305167042% 6.6514745645283% 0%
s.dali 6.54420464494641% 0.558608090053857% 7.71817855446881% 5.28351969766729% 3.59074789451135% 5.06969760045821% 5.30311345752426% 0%
s.brow 9.33232609555408% 0.111220915079815% 11.9564324899461% 8.92559716724024% 4.18762530275196% 6.56463303184205% 6.41634352842637% 6.98846805304851%
s.yale 6.70697128763014% 0.32635% 8.14183943653288% 6.43359070662999% 5.98100240873771% 6.62298761871323% 7.95106748184875% 6.94609090060117%
s.seco 8.83655180182357% 1.0159% 13.6109435032898% 13.6965404326697% 11.7090651763564% 9.84198986194129% 10.5047003535234% 8.36884559317403%
s.nobr 8.14246469307927% 0.20775% 10.055765050229% 10.5884761973192% 9.28780343103379% 7.7764592685345% 8.89693479423892% 7.3354119086269%
s.aron 7.88217753875313% 0.62875% 9.73213139492062% 8.51062256056998% 6.85988056311853% 6.94470763526656% 7.91948407482925% 7.01857824786427%
s.lowv 6.1783389381719% -1.73720797939519% 7.28361587712536% 6.89100699631835% 4.92782144973574% 4.91132504603584% 0% 0%
s.bens 9.73284747804037% 0.678224925066313% 11.7753474014921% 11.6541287555519% 10.5503633459699% 8.23586089311856% 8.53101372773324% 7.25765878021634%
s.aggr 8.9660796224351% 0.554017921818837% 10.4399836257723% 10.6863174768396% 8.88835293925025% 7.72202355877085% 0% 0%
s.8020 7.22779603097687% 1.77894518754799% 13.1341979695426% 13.4072198529222% 11.8236086738287% 10.8003350066356% 11.7815031722776% 9.16321551922861%
s.7030 6.83588090089275% 1.5234172877873% 11.9292529416845% 11.925121243278% 10.1877682950849% 9.69712405119938% 10.6108444646764% 8.47378486174277%
s.smar 5.49493018912761% 0.39725% 7.51143681369835% 7.8416271929626% 7.69481658360194% 6.46228609986588% 7.22522091957445% 6.32419551083756%
s.marg 8.49552859066649% 0.48701% 10.6921949518187% 9.30754653050305% 8.05442075232541% 7.16554503740283% 7.66229623063559% 6.62613714824427%
s.coff 4.24427514920893% 0.2633% 5.53429753607584% 5.82031522481896% 6.1542979121572% 5.93841467347396% 7.1449574131226% 6.28856236330246%
s.buyh 6.99688921376711% -0.0919% 7.21429313145487% 6.28266601592717% 6.15431072536141% 5.28682212302667% 6.03597963471081% 5.71585401559194%
s.swen 7.25623419105534% 0.350917693210207% 7.92428291078537% 6.66606818110538% 6.18460106143908% 6.78502555391551% 8.12534306447019% 0%
s.mode 6.98300750003416% 0.66023023656162% 8.73313152248139% 7.96207495531676% 6.5315387502225% 6.65939099769315% 7.32937764650605% 0%
s.lazy 7.30555039651617% 0.0682162478449905% 6.53209674864057% 6.57635562627701% 9.00033753195266% 6.15969621332819% 6.70064811711086% 0%
s.have 15.7494223794795% 0.579973064450596% 17.5736811436225% 10.4380400988522% 7.74601357080824% 7.21498594495735% 7.08908275632221% 0%
s.grah 8.24855581052353% 0.223067793174797% 8.06677310497506% 7.436329896315% 6.87256045859219% 5.71315021982017% 6.51139351311059% 0%
s.couc 6.50830671114064% 1.14956004122756% 9.77925190984308% 8.47890737526173% 8.01974171135136% 7.86445940360103% 8.52765609341113% 7.15817024268042%
s.712 6.9418256179425% 0.562282839403111% 7.17587988707984% 6.28951350387443% 7.68911447357954% 5.87689398660483% 5.88338419127314% 0%
s.6040 6.4322204745396% 1.26788938802661% 10.7195975324579% 10.4451233635409% 8.55459696359551% 8.58082109290563% 9.42964430406859% 7.76315158051415%
s.5050 6.01694316460013% 1.01236148826591% 9.50561289954748% 8.96755562935554% 6.92454797214499% 7.45206443514208% 8.23849112001493% 7.03189064510583%
Historical Return
 
s.nobr 13.7% 14.9% -16.3% 16.9% 11.3%
Peer Group* average
60% Equity / 40% Bonds 16.4% 14.0% -16.7% 17.5% 14.4%
Global Equities (ACWI) 16.3% 18.7% -18.4% 22.3% 17.5%
U.S. Equities (SPY) 18.4% 28.7% -18.2% 26.2% 24.9%
U.S. Bonds (BND) 7.7% -1.9% -13.1% 5.4% 1.4%
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 13.9468785359063% 19.6644640877491% -15.5982163184184% 17.2147119882491% 18.5409800625855%
s.tals 7.05687582072052% 17.3515132076102% -16.7670110360329% 11.4607819566624% 7.13368465491178%
s.talb 8.32668393434759% 20.4416057352521% -19.4447615934583% 14.3933354422893% 9.84078634469641%
s.talc 4.84969497533336% 18.657946666363% -14.2185045597003% 11.0106934244197% 7.2655424719815%
s.wors 14.3702001164639% -0.875276067558028% -5.1937133824035% -5.58504538241322% 4.92796652363263%
s.talm 7.58465721431614% 19.5784169354495% -8.85561496964616% 10.1770538607038% 13.328345401702%
s.swan 4.85193934457004% 13.7472558903354% 12.5022458844257% 3.87405837048487% 6.33793371276901%
s.plus 28.2349702712587% 5.72167231574099% -20.9188513529395% 18.717111310016% 16.3547463663974%
s.noeq 13.4769738395866% 9.3602337913999% -19.9085070557827% 9.53340406039849% 7.33042397604708%
s.ivyp 6.41636266476715% 21.704938427612% -12.0141809514464% 10.2221855824715% 7.21213144275969%
s.dali 12.3351852268746% 7.2999802009639% -14.2419586214205% 8.9022827283016% 6.44816896157934%
s.brow 17.7109084339359% 3.78663530958809% -14.1843314422468% 11.5363405910448% 11.0375103098703%
s.yale 12.7371401515751% 16.9328407365336% -21.1163765409783% 13.6292960934462% 8.65687915389599%
s.seco 16.9265476156061% 17.451675362683% -17.8311299962618% 20.463621090642% 17.6298527032833%
s.nobr 13.7179221627692% 14.8634737757154% -16.2867479178065% 16.9176842634148% 11.3285355772194%
s.aron 18.0494037838299% 9.83431184775974% -18.9796488835045% 14.4504409548533% 9.89685748398825%
s.lowv 2.90314534384484% 6.18271147443223% -7.1921722805645% 6.62410452368214% 8.99804818875074%
s.bens 10.9915395787553% 15.7557592834701% -12.553306533105% 16.4540999657777% 12.2916817198867%
s.aggr 17.9556465411554% 11.4230042512206% -15.88527363279% 15.5546454041855% 10.3803462823992%
s.8020 18.8225112951776% 19.7452364376917% -18.069856178937% 21.7158548469084% 19.0553240966601%
s.7030 17.6260388071938% 16.863416355419% -17.3740226657332% 19.5904932836454% 16.7290565479814%
s.smar 9.39470666808912% 12.4376494447116% -11.2782733805696% 11.5849600285105% 9.63690400262172%
s.marg 15.0514375454995% 13.1713721596459% -16.8955652505738% 14.2064095501135% 11.4643164252935%
s.coff 9.23922132592205% 13.563426155565% -14.5671014495673% 10.99447982111% 7.85026456215501%
s.buyh 9.8266263196966% 10.2585271548169% -12.7137526420126% 9.85714046337261% 6.0655537940971%
s.swen 12.6726389225104% 16.9829231820075% -20.6371049951315% 14.2715161326236% 7.94820015492737%
s.mode 14.0785814295956% 10.5873850153413% -16.8777386877365% 13.7946845931412% 9.53448468713143%
s.lazy 3.22183464964929% 20.1424754111165% -8.04438839262481% 10.6640610584107% 6.00559042104059%
s.have 7.93295904404396% 6.90151128246674% -4.68831183100331% 4.05321484237007% 11.7652282217603%
s.grah 7.37651790260052% 10.8115534429923% -10.4724501569515% 10.6870179030968% 6.21947039912392%
s.couc 16.6106546772378% 15.4147651016417% -15.7071352139266% 14.5906857415039% 12.3364015298019%
s.712 7.70583757354628% 14.4998415750287% -9.99646394712902% 9.66178559111286% 6.7960658962755%
s.6040 16.3697115808623% 14.0345204547633% -16.6986542826282% 17.4898007024777% 14.4366761920685%
s.5050 15.0559930685074% 11.2579446671262% -16.0443948028284% 15.4136741697843% 12.1778703016602%


  Compare: Risk vs. Return

for period ending July 31, 2025

Note: This Free subscription only includes access to the 1-year data. Subscribe for full access to 3-, 5-, 10-, 15-, and 20-year metrics. For each Portfolio Recipe, get access to investable allocations, sortable lists, and clickable scatterplots.

Maximum Drawdown vs. Annual Return
● s.nobr ● Peer group ● All other recipes ● S&P 500 (SPY) ● U.S. Bonds (BND) ● Balanced (60% Equity / 40% Bonds)
Downside Deviation vs. Annual Return
● s.nobr ● Peer group ● All other recipes ● S&P 500 (SPY) ● U.S. Bonds (BND) ● Balanced (60% Equity / 40% Bonds)
Standard Deviation vs. Annual Return
● s.nobr ● Peer group ● All other recipes ● S&P 500 (SPY) ● U.S. Bonds (BND) ● Balanced (60% Equity / 40% Bonds)
 
Risk vs. Return Compass*
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr risk vs. 60/40 Worse Worse Worse Worse Worse Worse
s.nobr return vs. 60/40 Worse Better Better Worse Worse Worse
Risk-Return Quadrant
SE NE NE SE SE SE
Risk-Return Direction 147° 83° 57° 114° 105° 100°
Risk-Return Magnitude 0.8 1.2 1.3 2.0 2.0 2.4
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* compares s.nobr to s.6040 on the scatterplot "Downside Deviation vs. Annual Return"
M-squared
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr -3.9% -5.8% -5.5% -4.7% -4.2% -2.3%
Peer Group* average
60% Equity / 40% Bonds -2.7% -4.9% -5.3% -2.1% -1.1% 0.3%
Global Equities (ACWI) 1.8% -1.6% -2.5% -3.0% -4.4%  
U.S. Equities (SPY) 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
U.S. Bonds (BND) -14.4% -19.9% -24.5% -13.4% -11.1% -4.5%
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 9.38570620212288% -2.26310367047613% -3.08521931859099% -1.00812893365537% -2.60248041547556% 0.112786878805144%
s.tals -14.4100666460678% -13.0771060075627% -9.17666414230428% -7.51702521166533% -6.21403158012965% -4.06537656330387%
s.talb -7.89714890973565% -10.5829728601203% -8.33835386922003% -5.18409552110037% -3.84658567394852% -2.34085607291403%
s.talc -10.1610975514319% -11.855916555999% -8.6592580802669% -5.2512861558071% -4.0216941963712% -2.05946935930314%
s.wors -1.29320395496858% -25.9407628647675% -22.4047264080657% -14.284011084863% -18.042496862322% 0%
s.talm 0.315590757215674% -6.25654886218037% -4.37029004907515% -2.28261188382929% -3.67799986561347% 0%
s.swan -1.04500590364758% -5.70100085339859% -1.08741152059587% -5.20078890042276% -10.4553239877193% 0%
s.plus 16.3271464659263% -2.27126165127179% -9.21849614489378% -0.648632144523132% -1.90769548447103% 2.80630077318981%
s.noeq -4.17257398851717% -11.4344768809204% -14.0601012605487% -6.6009232234503% -6.92733631590602% -1.58799250524376%
s.ivyp -5.18990492037432% -11.2518799077632% -5.27665726954748% -5.30886210579658% -6.04011303921115% 0%
s.dali -3.66282797253172% -11.9650404636199% -12.2692296744753% -5.53552873251184% -4.98757008666826% 0%
s.brow 6.49945833079204% -5.95621524018656% -11.1520001254059% -2.66521201428498% -3.19865273667882% 1.89263288642743%
s.yale -6.22207979620277% -10.4672441982254% -9.31545930051907% -5.62892202921961% -4.41556814478813% -2.39917821317978%
s.seco 0.14816316463043% -2.49890781499508% -3.07375425443479% -2.86521939465363% -3.10737006727935% -1.76532506555055%
s.nobr -3.9438476669883% -5.76629737609942% -5.49946003030273% -4.68641759005356% -4.2001301825431% -2.3136585131923%
s.aron -4.07671150400054% -8.01105805109763% -8.11646430550668% -5.29125057213379% -4.65831830259559% -2.2503240343964%
s.lowv -5.27509519063657% -8.74813846034059% -9.17105461483973% -5.49839971423397% 0% 0%
s.bens 0.10701225585859% -3.70641057010868% -3.02756767736327% -3.65095813214626% -4.23992836890061% -2.3020567812191%
s.aggr -2.99460911423348% -5.79456941888279% -5.9014735189074% -5.00436752874664% 0% 0%
s.8020 -1.81073182882878% -2.56343536244098% -2.69279625883976% -1.32293393809602% -0.809378656275868% -0.0440017922745604%
s.7030 -2.18175384544729% -3.64638387051683% -3.87017001130596% -1.65460829128802% -0.915766049184109% 0.115174571094215%
s.smar -6.25271737608318% -8.11480099326389% -5.81480424081498% -4.90244313806694% -4.2564504758014% -2.18782039820923%
s.marg -0.534937751526611% -6.58822350869146% -6.1444164157337% -4.50227845864567% -4.54140631273425% -2.40257627678382%
s.coff -10.0494025090937% -11.1158151511406% -8.65435343861972% -5.99042425232281% -4.64727004279895% -2.40983340324335%
s.buyh -6.46717933490707% -10.4427465505325% -8.31732514463475% -6.57320133129941% -5.94372191264638% -3.00154368879588%
s.swen -6.81232154175426% -10.2168692371521% -9.05961381880832% -5.39061825175921% -4.14924556624809% 0%
s.mode -4.70946917556936% -8.34218528949123% -8.06325543859417% -4.96339703602856% -4.55087807938747% 0%
s.lazy -8.54092427308481% -10.218491647043% -5.4178553647131% -6.51815911796152% -6.61795703790064% 0%
s.have 9.73873249996448% -5.08729712003522% -6.00464099409002% -3.63526717355047% -4.67413819421054% 0%
s.grah -5.16971861294429% -8.87094958305381% -7.28639211089832% -5.91044186215278% -4.98151354244689% 0%
s.couc -2.48319296586363% -7.15763829514267% -5.45161339857233% -2.28374211328233% -1.36213117642209% 0.0746137515876359%
s.712 -7.02372891181736% -10.4771643218202% -6.3207540021756% -6.31316888907877% -7.07412625735693% 0%
s.6040 -2.69949699970643% -4.94490002274146% -5.30945369085059% -2.11802508767093% -1.10707811346914% 0.258218791084907%
s.5050 -3.43765455417715% -6.51124586323484% -7.09015583538596% -2.77492879672228% -1.43916349471331% 0.360813838680809%
Alpha
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr -2.2% -4.5% -4.2% -3.5% -3.1% -1.7%
Peer Group* average
60% Equity / 40% Bonds -1.7% -3.5% -3.7% -1.3% -0.6% 0.3%
Global Equities (ACWI) 1.9% -1.3% -2.1% -2.6% -4.0%  
U.S. Equities (SPY) 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
U.S. Bonds (BND) -2.3% -7.5% -7.7% -2.3% -0.7% 0.6%
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 8.48045954486189% -0.40648317244328% -1.17285883608133% 0.535950844427973% -0.0721040938378756% 1.58752628468488%
s.tals -10.039386824708% -10.3649753941254% -6.3302192847094% -4.90572707641545% -3.6446530754939% -2.52658786674747%
s.talb -4.28535643964341% -8.39305816378461% -6.07130813162622% -3.18970814539084% -1.83192800311505% -1.11331924572418%
s.talc -5.33942559301949% -8.80717362909523% -5.67970706677577% -2.86047566309742% -1.67576928750741% -0.736397298871499%
s.wors 6.49109117140675% -7.02814531631402% -4.86708821522733% -1.2531625050789% -1.92515848096278% 0%
s.talm 6.06366146147674% -2.94105168634065% -1.32789366496756% 0.165218345313554% -0.255713482421793% 0%
s.swan 6.22635668398638% -0.160633616056362% 3.46605920592713% -0.821255931368289% -5.01333174924122% 0%
s.plus 9.54712702428613% 0.100351777992364% -4.71985919954614% 2.3027153609525% 2.70831427334061% 4.49135517514826%
s.noeq 4.28488575131575% -6.99708998280661% -7.7857575964619% -0.802025459362841% 0.57396063181644% 2.41659222462814%
s.ivyp -1.48557953694464% -7.85663129592177% -3.01640468034686% -3.03310033100837% -3.47500943312366% 0%
s.dali 0.0144302704953745% -5.97014858465368% -5.59417667164466% -1.64581951254525% -0.907666526976239% 0%
s.brow 5.41847641097969% -1.94852572302512% -4.36687145311819% 0.733225569029663% 1.3615814656811% 2.94340862416598%
s.yale -2.82575800673809% -8.56980477385777% -7.04706054823408% -3.61471268270448% -2.35163218612674% -1.2911996298798%
s.seco 0.30400919231648% -2.01014507950477% -2.48562742718005% -2.38004217751207% -2.59753000581536% -1.48216888255201%
s.nobr -2.22489696201112% -4.51075761512377% -4.15346259960135% -3.51419986186726% -3.12644124090777% -1.72376542179039%
s.aron -2.24830919027871% -6.23415810634529% -5.85106190949372% -3.61880437525945% -2.97738186448752% -1.37052094502027%
s.lowv 2.28790504171327% -2.50850544433472% -2.66980618381522% -1.39525686257968% 0% 0%
s.bens 0.755575252712921% -2.46035714951796% -1.88593536058562% -2.51847122953559% -3.00295104677051% -1.64499957711838%
s.aggr -1.13930868846545% -4.25710137430908% -4.04465995086696% -3.57624661497514% 0% 0%
s.8020 -1.53010759600463% -2.20861570403259% -2.26229430722568% -1.07341907469928% -0.620481405055697% 0.010493424752684%
s.7030 -1.61058307107664% -2.87998116094225% -2.95903596819934% -1.18374177794048% -0.592069377919692% 0.156120425113371%
s.smar -3.06538075631945% -5.00404052722174% -3.23076140021467% -2.83221613087752% -2.40333200498971% -1.24111701853359%
s.marg 0.373440818985335% -4.53078570956427% -4.07098158300465% -2.8708601474002% -2.81334360754683% -1.45127153833451%
s.coff -5.71050324687066% -8.04899892995905% -5.58190075347239% -3.61593600157284% -2.58753613506765% -1.32462053718503%
s.buyh -2.19060195806666% -6.55184222924591% -4.67368642265567% -3.59174181838891% -3.15756309424101% -1.58696567462728%
s.swen -3.09166563900732% -8.34405818600413% -6.76996065449838% -3.38737923218547% -2.10365196084938% 0%
s.mode -2.10483468596393% -5.79974673851011% -5.142063798646% -2.95860889917062% -2.570728395352% 0%
s.lazy -3.48087425059833% -7.49246919707096% -3.26569064259585% -4.40767526531862% -4.36822306980381% 0%
s.have 12.0058806303082% -0.472475152293137% -1.34053475982914% -0.0254272576030257% -0.254230807791214% 0%
s.grah -0.692679587443918% -5.27860695195421% -3.89783055283141% -3.05266546669185% -2.29408881754724% 0%
s.couc -1.13696999309725% -4.66434187785122% -3.36578672395671% -1.21509636638136% -0.503200791646996% 0.303899236871398%
s.712 -2.94180026456425% -7.03801840956898% -3.5755162461648% -3.84748336014977% -4.39387351774057% 0%
s.6040 -1.69576892751703% -3.54924588794491% -3.65310858191869% -1.30715648403919% -0.574198803790337% 0.280544801731271%
s.5050 -1.78528400764125% -4.21608046939575% -4.34405885559914% -1.4430248896077% -0.56628125310678% 0.384341524169475%
Sharpe
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr 0.63 0.39 0.44 0.45 0.62 0.47
Peer Group* average
60% Equity / 40% Bonds 0.72 0.42 0.44 0.59 0.81 0.61
Global Equities (ACWI) 1.05 0.62 0.61 0.56 0.62  
U.S. Equities (SPY) 0.92 0.72 0.74 0.74 0.89 0.62
U.S. Bonds (BND) -0.18 -0.47 -0.68 -0.11 0.13 0.28
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 1.58559380576782 0.580391970111023 0.564599536897496 0.666115221435839 0.725219007135034 0.620941530956847
s.tals -0.157681159184559 -0.043457191061875 0.226870438676553 0.281483122742092 0.490510832609804 0.361019941797781
s.talb 0.339343965479777 0.104530805596891 0.273196638219051 0.417825005604871 0.63823160492864 0.464086791263319
s.talc 0.16789352924647 0.0258023033814584 0.250184277577575 0.40879854836783 0.622942773939398 0.476207913932911
s.wors 0.81806889878534 -0.802660757729051 -0.54734475776121 -0.162950958411952 -0.326982012764675 0
s.talm 0.943338917817999 0.357676236033268 0.492816636699389 0.590949262849597 0.655790771626715 0
s.swan 0.838398380056231 0.377436268062762 0.670149954835231 0.426740812401456 0.225424432231856 0
s.plus 2.08188893725608 0.574669727762456 0.219764845706419 0.678421542937143 0.759854756711894 0.766387980881519
s.noeq 0.616831151855346 0.0576391834445707 -0.0565976232228231 0.330657970058578 0.442317258390844 0.507474253763661
s.ivyp 0.534236917173318 0.0573295785331442 0.433197210326502 0.406848915678583 0.498287238953048 0
s.dali 0.642450483492144 0.00130188682058562 0.026971004409037 0.368953738175723 0.540420031545432 0
s.brow 1.39151838201364 0.34891309123025 0.0922540262204881 0.54357535796533 0.663110443886702 0.699572958060885
s.yale 0.462554859773471 0.11386258752156 0.220124954104552 0.391347759219593 0.601521751562148 0.459374121248246
s.seco 0.929677307018484 0.570779980592771 0.571520275309177 0.56671392926114 0.697835710180069 0.508672729075124
s.nobr 0.632239938607138 0.385873478745433 0.436051140330436 0.454845872536206 0.624248696848592 0.469084818135557
s.aron 0.621433875859263 0.253230459747556 0.285056342615736 0.41296115569892 0.588442897734897 0.468272724371928
s.lowv 0.523698111630529 0.175422945495353 0.190822043993877 0.372558439990035 0 0
s.bens 0.92457445407047 0.490990392174403 0.561659969461383 0.511630115405955 0.61959344762452 0.469420133709673
s.aggr 0.700574730700437 0.385051112514772 0.412123481235817 0.43811645940918 0 0
s.8020 0.791825596324411 0.566480181420217 0.591050995147919 0.653050385048014 0.837276594345857 0.606154969123935
s.7030 0.762790323801753 0.499378851481468 0.520672924619901 0.627355482569117 0.825411222736272 0.609347887193775
s.smar 0.454657675496062 0.231856921909417 0.397814774951223 0.426889802413907 0.607350517199614 0.464270660665675
s.marg 0.877452834803123 0.324861324876925 0.387615240301346 0.454420998324102 0.59300159576178 0.455992791964858
s.coff 0.172620001911601 0.0669818373140474 0.247830982858943 0.36417637686231 0.582311560192535 0.451006120739953
s.buyh 0.4369819833069 0.0997610757033941 0.260178561061763 0.324419786206132 0.496657247445859 0.412997117856414
s.swen 0.420112564512904 0.129097493387975 0.234406293178118 0.405378457300494 0.618477208321711 0
s.mode 0.571922802134679 0.226777185424434 0.279838897089297 0.425410123081093 0.589984381866393 0
s.lazy 0.28730102161989 0.122524890435802 0.433068671327284 0.343483676801714 0.466875793936156 0
s.have 1.60689436165291 0.412693272868583 0.391867127373572 0.50120198091704 0.582852339840275 0
s.grah 0.535338827443593 0.191853029136455 0.318460103350834 0.364392776850259 0.557168062404819 0
s.couc 0.735147532579107 0.283845626977852 0.417353178950875 0.57488668677987 0.783685740218022 0.594774468858289
s.712 0.397511388021381 0.100713597379019 0.373893868399178 0.348056720327314 0.431949094704485 0
s.6040 0.722743267714853 0.419636567338035 0.435031355563659 0.593427423698193 0.807513216441034 0.611368825195421
s.5050 0.666024819603195 0.324424217575683 0.329691917753535 0.547516403882707 0.779750060395851 0.610560548807217
Sortino
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr 1.02 0.57 0.67 0.66 0.95 0.67
Peer Group* average
60% Equity / 40% Bonds 1.21 0.60 0.63 0.87 1.24 0.89
Global Equities (ACWI) 1.94 0.96 0.95 0.83 0.95  
U.S. Equities (SPY) 1.66 1.10 1.17 1.13 1.42 0.91
U.S. Bonds (BND) 1.21 0.60 0.63 0.87 1.24 0.89
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 2.57879048639688 0.843525142675417 0.838199454042158 1.01875616159141 1.1429919440743 0.92043282158383
s.tals -0.210619209258156 -0.0607070933718903 0.333685974396562 0.397372844703277 0.722013645196794 0.508960275963403
s.talb 0.478943106287059 0.142557061924025 0.389248084940794 0.594188568784108 0.947727481238165 0.655916522274158
s.talc 0.233291752690559 0.0348380136946506 0.359506427384359 0.584263505845575 0.929585903968848 0.678699146668012
s.wors 1.41291487523288 -0.900783819272902 -0.646673775168657 -0.225179396353595 -0.452897986034836 0
s.talm 1.36130326684552 0.507485602009736 0.737092091207083 0.894669320858499 1.01968194298508 0
s.swan 1.67090188856033 0.603879253872665 1.10382580768044 0.660621409269542 0.327212282476718 0
s.plus 4.26176199074871 0.865120876381288 0.307856540814202 1.07059235126982 1.24033157972529 1.23174873554248
s.noeq 0.899401045074342 0.0809418071508592 -0.077943274820952 0.495686860058808 0.681555176389795 0.764845883571374
s.ivyp 0.79393754799241 0.0755448543004762 0.630646763316795 0.568761641430025 0.719969403764785 0
s.dali 0.981648250801478 0.00167398231075939 0.0353448863483311 0.511175962016133 0.77659472758965 0
s.brow 2.26786858000418 0.496947246504848 0.126015976207739 0.833599469876482 1.05805430096645 1.10511715767132
s.yale 0.654832087442207 0.154642728480875 0.309008824330124 0.553266318774206 0.888379066434006 0.645594691544857
s.seco 1.66751790237289 0.855616271174818 0.877740184301827 0.835331527497085 1.06733457213789 0.73092221638609
s.nobr 1.02351032807094 0.572712499812768 0.666095140056454 0.660797952295771 0.946523007960723 0.674248931497236
s.aron 0.990045647307464 0.356729030184685 0.411046643564808 0.590763441484391 0.878617056196956 0.666088174640313
s.lowv 0.775350178730148 0.231919028266194 0.259992188166849 0.516797128906562 0 0
s.bens 1.6229038229789 0.720833660863148 0.857978377876084 0.745961311866426 0.933741082908316 0.67156316815755
s.aggr 1.18149129594685 0.578928327864765 0.626719057022244 0.644417951015168 0 0
s.8020 1.37125707574461 0.839592554328132 0.897525647953093 0.977607381428719 1.30821542535411 0.885711280032532
s.7030 1.30330435867051 0.72577476419477 0.773891304933616 0.931797319044283 1.28079062688006 0.889055279564214
s.smar 0.69775722905064 0.326538891268552 0.590425317163734 0.605542656298809 0.897612206033608 0.657381836026512
s.marg 1.49547760458856 0.447291173330522 0.555167271177134 0.64693473172446 0.879657824894205 0.642001307039388
s.coff 0.241833042084732 0.0921979977811689 0.356499035216076 0.512889660197657 0.855559906406823 0.637692155012593
s.buyh 0.626912729168069 0.136065975511486 0.375622230067587 0.456206134745533 0.727829127114894 0.583729125368717
s.swen 0.589939095395196 0.176669463209718 0.330991213423388 0.57505472067203 0.918207893727188 0
s.mode 0.884021659085984 0.316383740525835 0.399808719386216 0.606483729906283 0.875712189149768 0
s.lazy 0.394748272180422 0.165518837614804 0.635444382961252 0.482879680539777 0.677769598230417 0
s.have 2.62706598001463 0.579961489462852 0.560378046263304 0.724044543442487 0.867160317030706 0
s.grah 0.752381218086764 0.26551109594163 0.461655660864932 0.510512665643316 0.814260196241924 0
s.couc 1.21042637814331 0.378293815487061 0.589780549285448 0.830744164342931 1.18695085393065 0.84818124285746
s.712 0.588720629261752 0.136598933978341 0.542020967091219 0.484568977272167 0.621632797117324 0
s.6040 1.2095844264646 0.596977814925698 0.631243382998825 0.87267296813024 1.24111387622106 0.889878895582026
s.5050 1.08037766735986 0.451072517786723 0.465811668756496 0.795020632459004 1.18261319509007 0.88531013935097
Treynor
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr 14.5 12.3 11.1 9.3 10.5 8.4
Peer Group* average
60% Equity / 40% Bonds 15.2 13.7 11.6 12.3 13.9 11.4
Global Equities (ACWI) 19.3 15.6 13.5 10.5 10.0  
U.S. Equities (SPY) 15.8 16.6 15.4 13.2 14.1 10.2
U.S. Bonds (BND) 15.2 13.7 11.6 12.3 13.9 11.4
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 45.785261237264 18.075511874206 15.1895742370474 15.0304688240627 14.5781955808645 12.9081117751109
s.tals 2.94151671846818 4.81120604642212 7.92492931916858 7.05274851522801 9.36076155810054 7.32665270426578
s.talb 11.3794679528925 7.45898818888463 8.44632219226416 9.50396204177708 11.9478596323421 9.21914965516933
s.talc 9.43661582091362 6.58646297051311 8.65301213686201 9.86085229808522 12.1208942581684 9.8400505029535
s.wors -44.6663336464789 -1.6771296880117 -1.92302963228297 83.4944335784134 93.0648208324727 0
s.talm 56.3283464642198 14.9401304564565 15.346392843519 14.8401377508221 14.4752182038818 0
s.swan 178.811873791083 25.1402911056228 29.664145890055 13.5199328094408 6.14474801187793 0
s.plus 58.2115177736951 20.0405844281987 9.63578538754898 21.3349786565504 23.5213688529872 25.8270936672812
s.noeq 90.6785887493633 8.54824521894723 3.48405761035651 14.5547546269353 18.8159303837255 19.4981600148987
s.ivyp 17.5458177305431 7.67524093182483 12.573187998635 9.63642499429205 9.47671610252671 0
s.dali 26.1564710476539 9.98067491082412 7.12949903594482 12.1997815526447 13.7928905963046 0
s.brow 63.4244314828566 18.6048567784864 9.53570600500421 20.1960563639505 22.5627726908502 25.9955317625646
s.yale 13.9612529247376 7.37252410751721 7.28655348462824 8.92992201629102 11.1985589780651 8.97321081226736
s.seco 17.5334584186613 15.0395154349511 13.0629975819854 10.7818224223762 11.3147057005726 8.71791091077857
s.nobr 14.5003112217141 12.279646894588 11.0734817958614 9.31971951852304 10.5106222695249 8.42473908877662
s.aron 14.5704224399246 10.1696893348896 8.71942106069102 9.01319449441986 10.4384004648793 8.86234685681633
s.lowv 132.405964454597 19.773929162763 14.159361165734 13.0238046954087 0 0
s.bens 20.3086554479477 15.1346962606539 14.089448095631 10.5310718259212 10.5570241052976 8.51493608201949
s.aggr 16.5421810251497 12.6048161796362 11.1604894510333 9.24352101695464 0 0
s.8020 14.6728500997135 14.8476943391234 13.3327816733294 12.3063009283413 13.5635760485042 10.49283923387
s.7030 14.9212259039081 14.3283601861194 12.5676997638121 12.2956747413818 13.6970150213773 10.9140548644574
s.smar 13.6409637276868 11.8003950502276 12.2649057526218 9.89104006993254 10.9813845365369 9.07705738266373
s.marg 20.5528680220208 12.3981902087341 11.03508592975 9.95757740092787 10.5630705998063 8.75605581916754
s.coff 8.91571748649184 7.54440401106779 8.71670854736794 8.71535995936631 10.7143176159571 8.94846787232724
s.buyh 16.1229993937669 9.36020845033843 9.82593528960282 8.50240886392654 9.6037568569837 8.54304361660207
s.swen 13.4727290297883 7.6486273696776 7.60978841736154 9.23741533896876 11.5532056145403 0
s.mode 15.3217299543775 10.6358591451638 9.35576496715354 9.75248545499081 10.7824428399433 0
s.lazy 12.9544534581554 8.3830945572818 12.1862752614528 7.93698347690614 8.59891672371721 0
s.have 170.80918038367 21.7336789803463 16.5597961602371 15.8192938311459 15.0558630690168 0
s.grah 20.7940930631832 11.3687760381109 11.1311147245522 9.39974891346124 10.9677343922032 0
s.couc 17.0268520235485 12.2953478396264 12.0417292630214 12.5501435416409 14.1130948229874 11.8026282166004
s.712 14.0420002506704 8.76922191678994 11.7067528305111 8.41946408270029 8.17728833297481 0
s.6040 15.2321766282749 13.7109601952857 11.6376806139718 12.2627330239445 13.85250843689 11.4266882852047
s.5050 15.6368858766761 12.9643290119043 10.4821252134773 12.1983430557637 14.0421329623081 12.0791534236511


  Compare: Risk & Volatility

for period ending July 31, 2025

Maximum Drawdown
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr 3.5% 9.8% 23.4% 23.4% 23.4% 43.3%
Peer Group* average
60% Equity / 40% Bonds 4.5% 7.3% 20.7% 20.7% 20.7% 32.2%
Global Equities (ACWI) 4.0% 9.4% 25.7% 25.7% 25.7%  
U.S. Equities (SPY) 7.6% 9.2% 23.9% 23.9% 23.9% 50.8%
U.S. Bonds (BND) 3.1% 6.0% 17.1% 17.3% 17.3% 17.3%
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 4.3% 8.3% 21.2% 21.2% 21.2% 38.5%
s.tals 8.4% 10.1% 19.9% 19.9% 19.9% 41.7%
s.talb 5.1% 9.2% 22.9% 22.9% 22.9% 41.1%
s.talc 4.8% 8.2% 19.9% 19.9% 19.9% 37.9%
s.wors 2.7% 9.1% 15.5% 15.5% 29.7% 0%
s.talm 5.8% 8.7% 16.7% 16.7% 16.7% 0%
s.swan 3.2% 7.2% 14.1% 23.8% 40.6% 0%
s.plus 2.3% 7.7% 24% 24% 24% 24%
s.noeq 5.8% 11.9% 24.1% 24.1% 24.1% 24.1%
s.ivyp 3.1% 8.7% 17% 18.1% 18.1% 0%
s.dali 2.2% 6.8% 17.9% 17.9% 17.9% 0%
s.brow 2.6% 5.9% 17.5% 17.5% 17.5% 17.5%
s.yale 4.2% 10.6% 25.6% 25.6% 25.6% 42.2%
s.seco 4.4% 9.3% 24.5% 24.5% 24.5% 49.2%
s.nobr 3.5% 9.8% 23.4% 23.4% 23.4% 43.3%
s.aron 4.1% 10.2% 24.3% 24.3% 24.3% 41.1%
s.lowv 3.1% 4.8% 13.2% 13.2% 0% 0%
s.bens 2.6% 8.1% 19.8% 19.8% 19.8% 45%
s.aggr 3.3% 10.5% 23.5% 23.5% 0% 0%
s.8020 6.5% 8.2% 22.7% 22.7% 22.7% 42.1%
s.7030 5.5% 7.8% 21.7% 21.7% 21.7% 37.3%
s.smar 3.5% 7% 17.1% 17.1% 17.1% 37.6%
s.marg 2.4% 9.2% 23% 23% 23% 40.5%
s.coff 5.1% 9% 19.8% 19.8% 19.8% 36%
s.buyh 3.2% 8.1% 18.7% 18.7% 18.7% 35.7%
s.swen 4.3% 10.5% 25.1% 25.1% 25.1% 0%
s.mode 3.1% 8.7% 21.6% 21.6% 21.6% 0%
s.lazy 4.7% 9.1% 17% 21.4% 21.4% 0%
s.have 4.8% 8.4% 15.1% 15.1% 15.1% 0%
s.grah 3.7% 7.6% 18.2% 18.2% 18.2% 0%
s.couc 3% 8% 19.4% 19.4% 19.4% 28.7%
s.712 3.8% 8% 16% 19.1% 19.1% 0%
s.6040 4.5% 7.3% 20.7% 20.7% 20.7% 32.2%
s.5050 3.5% 6.9% 19.6% 19.6% 19.6% 26.7%
Standard Deviation
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr 9.5% 14.7% 15.0% 13.9% 13.2% 14.0%
Peer Group* average
60% Equity / 40% Bonds 9.2% 12.4% 12.5% 11.5% 10.4% 10.7%
Global Equities (ACWI) 11.5% 16.8% 17.2% 16.4% 15.9%  
U.S. Equities (SPY) 13.9% 17.5% 18.7% 17.6% 16.4% 16.8%
U.S. Bonds (BND) 4.7% 7.1% 6.2% 5.2% 4.6% 4.6%
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 8.4% 14.6% 14.4% 13.4% 13.1% 15%
s.tals 9.6% 14.1% 13.9% 12.8% 12.1% 13.9%
s.talb 9.2% 14% 13.8% 12.5% 11.6% 13.3%
s.talc 9.1% 13.1% 12.8% 11.5% 10.6% 12.2%
s.wors 5.3% 5.7% 5.5% 5.6% 5.5% 0%
s.talm 9.7% 14.6% 14% 13.1% 12.7% 0%
s.swan 8.6% 11.8% 13.3% 13.9% 14% 0%
s.plus 6.4% 13.3% 12.5% 11.4% 10.6% 10.7%
s.noeq 9.5% 14.7% 12.9% 11.8% 11.6% 12.6%
s.ivyp 7.3% 12.3% 12.7% 11.8% 11.4% 0%
s.dali 5.3% 9.1% 8.7% 7.7% 7.1% 0%
s.brow 5.5% 9.9% 9% 8% 7.6% 7.8%
s.yale 8.7% 14.6% 14.2% 12.6% 11.7% 13.1%
s.seco 10.4% 15.5% 16% 15.3% 14.5% 15.5%
s.nobr 9.5% 14.7% 15% 13.9% 13.2% 14%
s.aron 9.1% 14% 13.8% 12.8% 12% 13%
s.lowv 5.7% 7.7% 7.2% 7.2% 0% 0%
s.bens 8.3% 13.1% 13.5% 13% 12.5% 13.7%
s.aggr 9.1% 15.1% 14.8% 14.5% 0% 0%
s.8020 11.8% 15% 15.6% 14.6% 13.5% 14%
s.7030 10.5% 13.7% 14% 13% 11.9% 12.3%
s.smar 7.2% 11% 11.1% 10.7% 10.1% 11.1%
s.marg 7.4% 12.6% 12.8% 11.9% 11.3% 12.2%
s.coff 8.3% 12.6% 12.3% 11.2% 10.4% 11.4%
s.buyh 6.8% 11.4% 11.2% 10.3% 9.8% 10.9%
s.swen 9.2% 14.7% 14.2% 12.6% 11.6% 0%
s.mode 8% 12.5% 12.1% 11.3% 10.6% 0%
s.lazy 8.4% 13.3% 14% 13.3% 12.6% 0%
s.have 8.5% 12.7% 11.6% 10.6% 10.3% 0%
s.grah 7.2% 11.7% 11.4% 10.3% 9.5% 0%
s.couc 7.6% 11% 11.3% 10.2% 9.3% 9.8%
s.712 7.5% 12% 12% 11.8% 11.3% 0%
s.6040 9.2% 12.4% 12.5% 11.5% 10.4% 10.7%
s.5050 8% 11.2% 11.1% 10% 9% 9.2%
Downside Deviation
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr 5.5% 8.7% 9.0% 9.1% 8.3% 9.4%
Peer Group* average
60% Equity / 40% Bonds 5.0% 7.5% 7.9% 7.3% 6.4% 7.1%
Global Equities (ACWI) 5.7% 9.7% 10.2% 10.6% 10.2%  
U.S. Equities (SPY) 7.3% 10.2% 11.0% 11.0% 9.9% 11.1%
U.S. Bonds (BND) 3.2% 4.6% 4.4% 3.4% 3.0% 2.8%
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 5% 8.9% 8.9% 8.2% 8% 9.8%
s.tals 6.8% 8.9% 8.6% 8.6% 7.9% 9.6%
s.talb 6.1% 9.1% 8.9% 8.3% 7.4% 9.1%
s.talc 6.2% 8.6% 8.1% 7.5% 6.7% 8.2%
s.wors 2.5% 4.1% 4% 3.6% 3.6% 0%
s.talm 6.5% 9.1% 8.5% 8.1% 7.8% 0%
s.swan 3.8% 6.2% 7.4% 8.6% 9.4% 0%
s.plus 2.7% 7.6% 8.2% 6.6% 6.1% 6.3%
s.noeq 6.2% 9.3% 8.5% 7.3% 7.1% 8%
s.ivyp 4.4% 8.2% 7.9% 8% 7.5% 0%
s.dali 2.9% 6% 5.8% 5% 4.5% 0%
s.brow 3% 5.8% 5.8% 4.7% 4.3% 4.6%
s.yale 5.8% 9.6% 9.3% 8.4% 7.5% 9%
s.seco 5.4% 9.1% 9.6% 9.9% 9.1% 10.5%
s.nobr 5.5% 8.7% 9% 9.1% 8.3% 9.4%
s.aron 5.3% 8.8% 8.7% 8.5% 7.6% 8.8%
s.lowv 3.3% 4.7% 4.4% 4.7% 0% 0%
s.bens 4.2% 7.7% 7.9% 8.5% 8% 9.3%
s.aggr 4.9% 8.7% 8.8% 9.3% 0% 0%
s.8020 6.4% 8.9% 9.5% 9.3% 8.3% 9.2%
s.7030 5.7% 8.2% 8.6% 8.3% 7.3% 8.1%
s.smar 4.2% 6.6% 6.6% 7.1% 6.5% 7.5%
s.marg 3.8% 8% 8.1% 7.8% 7.2% 8.4%
s.coff 5.5% 8% 7.7% 7.5% 6.7% 7.7%
s.buyh 4.3% 7.1% 6.9% 6.8% 6.3% 7.4%
s.swen 6.1% 9.6% 9.2% 8.3% 7.4% 0%
s.mode 4.7% 7.8% 7.7% 7.5% 6.8% 0%
s.lazy 5.8% 8.7% 8.7% 9% 8.3% 0%
s.have 4.9% 7.9% 7.3% 6.8% 6.6% 0%
s.grah 4.7% 7.3% 7% 6.9% 6.1% 0%
s.couc 4.1% 7.1% 7.2% 6.6% 5.8% 6.6%
s.712 4.6% 7.6% 7.5% 8% 7.5% 0%
s.6040 5% 7.5% 7.9% 7.3% 6.4% 7.1%
s.5050 4.5% 6.9% 7.1% 6.4% 5.5% 6.1%
Beta
  1 year 3 year 5 year 10 year 15 year 20 year
s.nobr 0.67 0.83 0.81 0.80 0.81 0.83
Peer Group* average
60% Equity / 40% Bonds 0.68 0.74 0.71 0.67 0.66 0.65
Global Equities (ACWI) 0.80 0.95 0.92 0.93 0.97  
U.S. Equities (SPY) 1.00 1.00 1.00 1.00 1.00 1.00
U.S. Bonds (BND) 0.68 0.74 0.71 0.67 0.66 0.65
Ranking: Peer Group* Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group Rank: Group
Ranking: All Recipes Rank: All Rank: All Rank: All Rank: All Rank: All Rank: All
* Peer Group is Strategic: DIY
s.talg 0.368160777949479 0.725858911455515 0.697310164307071 0.667495847707477 0.670433005226337 0.731804516067277
s.tals 0.678050684846423 0.776556014279913 0.719385655132876 0.695898622143829 0.692129499961806 0.752800400605637
s.talb 0.601129743606305 0.798316897535343 0.751386530692095 0.689715760262265 0.666158855052789 0.729228171629466
s.talc 0.55304848122573 0.738774071438127 0.682365820734188 0.62563686892887 0.605904507435862 0.660560155169445
s.wors -0.186311653208308 0.132642493117804 0.108824916138226 0.0110062757367618 -0.00822985456794123 0
s.talm 0.226701573214537 0.654195291776689 0.616453558919222 0.601326175070098 0.602061520319233 0
s.swan 0.0614126700098551 0.372344333510852 0.387184950852787 0.519804201576868 0.563316801175823 0
s.plus 0.292565076055572 0.620295697978945 0.563864619093663 0.427609390555907 0.370542539524588 0.348558257378073
s.noeq 0.105419730297909 0.609076803874781 0.516981612513925 0.367135350772067 0.305588769102379 0.360752037469023
s.ivyp 0.443160087754417 0.698775154604773 0.658822880507046 0.646817513739012 0.665228100686262 0
s.dali 0.281799552781352 0.494578075217376 0.454933953600005 0.387088971157269 0.359302258799217 0
s.brow 0.183038862274745 0.46107855376012 0.402731438011518 0.307849027993321 0.268984973641382 0.255473571489341
s.yale 0.55829822492653 0.825537347449661 0.773164666906113 0.702771076428531 0.678995465920292 0.735388293862254
s.seco 0.756476359408447 0.887611291700611 0.86976732515999 0.880620434940092 0.897716998693818 0.92012283267943
s.nobr 0.66953517003063 0.833996252036472 0.807379908591503 0.797144435824213 0.813428345543982 0.829475562873499
s.aron 0.64410175632956 0.802711428132042 0.746905534999001 0.731972546298598 0.725416445690587 0.752766918824851
s.lowv 0.0523867576116809 0.330926151881817 0.323497980256283 0.350437406109388 0 0
s.bens 0.562718232129221 0.747080208939843 0.724163683759359 0.749075147583749 0.775191657725311 0.811557714908396
s.aggr 0.610118272767447 0.82024367659096 0.765294055052215 0.797826589493597 0 0
s.8020 0.871466768333629 0.879592672352364 0.860759010693477 0.849405386444017 0.843008246533704 0.840184302059065
s.7030 0.7762067477143 0.808035558988284 0.782997029617021 0.760415962275778 0.749327334295558 0.74458927060243
s.smar 0.525193105546926 0.635091490595182 0.599068596277617 0.618235225590996 0.626325777572848 0.658462158821568
s.marg 0.503331127793622 0.722706271540287 0.698419938955422 0.684729633722551 0.692506923116482 0.71708547398681
s.coff 0.581781649433497 0.725440804321772 0.666191965659918 0.641524617300941 0.634446443149786 0.663942223089836
s.buyh 0.425913085576873 0.634106530481277 0.590988424339053 0.580955996256804 0.592339332255434 0.628412723336381
s.swen 0.562394313960523 0.82613143049093 0.767078403549285 0.696918846536639 0.673237074892838 0
s.mode 0.547316447721621 0.715953280358897 0.661008700093765 0.647229295129213 0.647541660015997 0
s.lazy 0.477426551240988 0.743050060191045 0.710064448357088 0.732318458182345 0.738854859320331 0
s.have 0.100851631007345 0.464290624568241 0.446787918662446 0.434133742464176 0.447784760960963 0
s.grah 0.371234098578752 0.623552892734389 0.586218353611763 0.570850727856599 0.562020977330654 0
s.couc 0.553945919415811 0.661356699332493 0.637154750191144 0.598970256217218 0.579629024328909 0.577064142561008
s.712 0.486297041324455 0.677621897285511 0.627143826214827 0.656763568487108 0.677007738377941 0
s.6040 0.680946727094971 0.736478445624204 0.705235048540565 0.67142653810754 0.655646422057412 0.648994239145794
s.5050 0.585686706475642 0.664921332260125 0.627473067464108 0.582437113939301 0.561965509819267 0.553399207689159


  Compare: Correlation

for period ending July 31, 2025

  1 year 3 year 5 year 10 year 15 year 20 year
to Global Stocks (ACWI) 0.97 0.98 0.98 0.98 0.98
to S&P500 (SPY) 0.93 0.94 0.95 0.96 0.96 0.96
to U.S. Bonds (BND) 0.49 0.77 0.71 0.51 0.38 0.34
to Commodities (DBC) -0.03 0.29 0.29 0.44 0.49 0.51
to Gold (GLD) -0.31 0.25 0.17 0.13 0.17 0.14


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