Strategic: DIY, ranked by Downside Deviation
for period ending October 31, 2026
More ways to view this list of Portfolio Recipes:
Recipe Summary Page (Total Return with Maximum Drawdown Scatterplots)
by Return: Total Return (1, 3, 5, 10, 15, 20 years), Historical Return (past 5 years)
by Risk vs. Return: Risk vs. Return Compass, M-Squared, Alpha, Sharpe Ratio, Sortino Ratio, Treynor Ratio
by Volatility / Risk: Maximum Drawdown, Standard Deviation, Downside Deviation, Beta
by Peer Group: Strategic: DIY, Tactical: DIY, Tactical: Managed
Downside Deviation is also called "below-target semi deviation". This is similar to standard deviation, except that upside deviation is ignored and only the unfavorable downside deviation is used in the calculation.
Note: The Free plan includes full multi-year analytics for all 200+ Portfolio Recipes. Click any recipe name to view its complete performance details. Investable percentage allocations require a paid plan.
Portfolio Recipes: Strategic: DIY Peer Group
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| Downside Deviation | Total Return, annualized | ||||||||||||||
| Recipe Name | ID | Category | 1 year | 3 year | 5 year | 10 year | 15 year | 20 year | 1 year | 3 year | 5 year | 10 year | 15 year | 20 year | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group average | |||||||||||||||
| U.S. Total Bond Market | BND | Benchmark | 3.1% | 3.1% | 4.5% | 3.6% | 3.1% | 2.9% | 0.2% | 5.5% | -0.2% | 1.5% | 1.9% | 3.0% | |
| S&P 500 | SPY | Benchmark | 5.8% | 6.4% | 10.5% | 10.9% | 9.6% | 11.1% | 12.0% | 23.3% | 12.0% | 15.3% | 14.7% | 10.9% | |
| Strategic 50-50 | s.5050 | Balanced | 4.0% | 4.3% | 7.0% | 6.4% | 5.5% | 6.1% | 6.2% | 14.2% | 5.5% | 8.3% | 8.2% | 7.2% | |
| Strategic 60-40 Portfolio | s.6040 | Benchmark | 4.3% | 4.7% | 7.7% | 7.2% | 6.3% | 7.1% | 7.4% | 15.9% | 6.6% | 9.6% | 9.4% | 7.9% | |
| 7Twelve Israelson | s.712 | Balanced | 4.1% | 4.3% | 7.4% | 7.9% | 7.1% | 14.3% | 15.0% | 6.3% | 7.6% | 6.3% | |||
| Couch Potato: Scott Burns | s.couc | Balanced | 3.9% | 4.0% | 7.1% | 6.5% | 5.7% | 6.6% | 6.0% | 13.7% | 5.6% | 8.7% | 8.2% | 7.3% | |
| Ben Graham 50-50 | s.grah | Balanced | 5.5% | 4.7% | 7.2% | 6.9% | 6.1% | 7.1% | 9.8% | 13.6% | 5.8% | 6.9% | 6.7% | 5.8% | |
| Safe Haven Portfolio | s.have | Balanced | 9.2% | 6.6% | 8.0% | 7.3% | 6.7% | 7.5% | 17.4% | 8.9% | 7.9% | 6.7% | |||
| Six Ways from Sunday | s.lazy | Balanced | 4.8% | 5.2% | 8.5% | 9.0% | 7.9% | 14.7% | 14.8% | 6.9% | 7.7% | 6.9% | |||
| ETF Moderate | s.mode | Balanced | 5.4% | 4.9% | 7.7% | 7.4% | 6.6% | 6.5% | 14.5% | 4.8% | 7.7% | 7.4% | |||
| David Swensen inspired | s.swen | Balanced | 6.6% | 6.4% | 9.2% | 8.4% | 7.4% | 7.6% | 15.0% | 4.1% | 7.7% | 8.0% | |||
| Lazy: Ultimate Buy & Hold | s.buyh | Balanced | 6.2% | 5.0% | 7.2% | 6.9% | 6.1% | 7.5% | 8.8% | 13.0% | 4.6% | 6.6% | 6.4% | 5.6% | |
| Lazy: Coffeehouse | s.coff | Balanced | 5.9% | 5.6% | 7.9% | 7.6% | 6.6% | 7.8% | 8.7% | 13.2% | 4.2% | 6.9% | 7.3% | 6.3% | |
| Lazy: Margaritaville | s.marg | Balanced | 5.9% | 4.7% | 8.2% | 7.8% | 7.0% | 8.5% | 8.5% | 16.0% | 6.0% | 8.6% | 7.9% | 6.6% | |
| Lazy: Smart Money | s.smar | Balanced | 5.2% | 4.5% | 6.7% | 7.1% | 6.2% | 7.6% | 9.7% | 13.8% | 5.8% | 7.6% | 7.6% | 6.3% | |
| Strategic 70-30 Portfolio | s.7030 | High Equity | 4.6% | 5.1% | 8.4% | 8.2% | 7.1% | 8.2% | 8.5% | 17.7% | 7.7% | 10.9% | 10.7% | 8.7% | |
| Strategic 80-20 Portfolio | s.8020 | High Equity | 5.0% | 5.7% | 9.2% | 9.2% | 8.0% | 9.3% | 9.7% | 19.5% | 8.8% | 12.2% | 11.9% | 9.4% | |
| ETF Aggressive | s.aggr | High Equity | 6.9% | 5.7% | 8.9% | 9.1% | 8.5% | 8.4% | 16.5% | 6.2% | 9.2% | 8.2% | |||
| Ben Stein inspired | s.bens | High Equity | 5.4% | 4.6% | 7.9% | 8.3% | 7.5% | 9.3% | 12.4% | 18.1% | 8.8% | 10.2% | 9.2% | 7.3% | |
| Low Volatility Portfolio | s.lowv | High Equity | 4.3% | 3.3% | 4.6% | 4.7% | 4.4% | 8.4% | 10.2% | 5.1% | 5.6% | 5.6% | |||
| Lazy: Aronson | s.aron | High Equity | 7.0% | 5.9% | 9.0% | 8.5% | 7.5% | 8.9% | 8.6% | 16.3% | 5.0% | 8.3% | 8.1% | 7.0% | |
| Lazy: No Brainer | s.nobr | High Equity | 6.6% | 5.9% | 9.0% | 9.1% | 8.0% | 9.5% | 9.5% | 16.9% | 6.6% | 9.5% | 9.1% | 7.3% | |
| Lazy: Second Grader | s.seco | High Equity | 6.8% | 5.9% | 9.5% | 9.8% | 8.8% | 10.5% | 11.0% | 20.6% | 9.0% | 11.8% | 11.0% | 8.4% | |
| Lazy: Yale Unconventional | s.yale | High Equity | 6.7% | 6.2% | 9.3% | 8.5% | 7.4% | 9.1% | 7.4% | 14.9% | 3.8% | 7.5% | 7.8% | 6.7% | |
| Harry Browne inspired | s.brow | Low Equity | 7.0% | 5.0% | 6.3% | 5.1% | 4.6% | 4.8% | 2.0% | 14.1% | 5.5% | 6.9% | 5.8% | 6.8% | |
| Ray Dalio inspired | s.dali | Low Equity | 4.0% | 3.3% | 5.9% | 5.1% | 4.5% | 4.6% | 10.9% | 3.3% | 5.4% | 4.9% | |||
| Ivy Portfolio | s.ivyp | Low Equity | 3.2% | 4.0% | 7.7% | 7.9% | 7.1% | 16.9% | 16.0% | 6.8% | 8.5% | 7.1% | |||
| No Equity Portfolio | s.noeq | Low Equity | 10.2% | 8.2% | 9.3% | 7.8% | 7.5% | 8.3% | 1.0% | 14.2% | 3.3% | 5.5% | 4.9% | 6.7% | |
| Permanent Plus | s.plus | Low Equity | 9.4% | 6.8% | 8.7% | 7.2% | 6.5% | 6.7% | -2.6% | 17.3% | 6.5% | 9.4% | 7.8% | 9.0% | |
| Black Swan Hyperinflation | s.swan | Low Equity | 10.8% | 6.7% | 8.2% | 8.9% | 9.0% | 21.4% | 17.8% | 13.5% | 9.7% | 4.5% | |||
| Talmud Dividend Equities | s.talm | Low Equity | 11.3% | 8.4% | 9.4% | 8.7% | 7.9% | 9.8% | 9.2% | 18.4% | 9.2% | 9.7% | 8.5% | 8.6% | |
| Worst Case Scenario | s.wors | Low Equity | 4.0% | 2.8% | 4.0% | 3.5% | 3.7% | 3.1% | 6.1% | 1.2% | 1.8% | -0.7% | |||
| Talmud with Blue Chip | s.talc | Low Equity | 6.4% | 6.3% | 8.1% | 7.6% | 6.7% | 8.3% | 6.6% | 11.9% | 3.8% | 6.9% | 7.4% | 6.6% | |
| Talmud Broad Market | s.talb | Low Equity | 5.8% | 6.1% | 8.8% | 8.3% | 7.3% | 9.2% | 7.4% | 14.0% | 4.1% | 7.5% | 8.1% | 6.9% | |
| Talmud with Small Cap | s.tals | Low Equity | 6.2% | 6.8% | 8.7% | 8.6% | 7.6% | 9.6% | 8.9% | 12.9% | 3.3% | 6.3% | 6.9% | 5.8% | |
| Talmud Equities and Gold | s.talg | Low Equity | 10.2% | 7.6% | 9.5% | 8.7% | 7.8% | 10.0% | 6.7% | 21.0% | 9.9% | 11.1% | 9.5% | 9.3% | |